Enroll in your plan
Start now. Give your money the time it needs.
Put time to work for you. The more you have, the more your money has a chance to grow. Get started and remember: no decision is final. You can make changes at any time*. We're here to help you along the way.
*Some plans may have restrictions.
Investing involves market risk, including the possible loss of the money you invest.
Investment selection options
Do it for me
Nationwide ProAccount® is a managed account service, available for an additional fee. Your investments are selected for you based on your age and risk tolerance, then monitored and adjusted over time to keep you on track toward your retirement goals. ProAccount includes:
- Professional management from Wilshire Associates
- Oversight by Nationwide Investment Advisors, LLC
- Quarterly statements
- 24-hour phone support
Investment advice is provided by Nationwide Investment Advisors, LLC (NIA), an SEC-registered investment adviser. NIA has retained Wilshire Associates Incorporated (Wilshire) as the Independent Financial Expert to make the investment decisions for the program. Wilshire is not an affiliate of Nationwide or NIA.
Help me do it
Select an investment option that aligns with your investing personality (conservative, moderate, aggressive) or the year closest to when you hope to retire. Consider asset allocation funds or target date funds.
Asset allocation funds are available for conservative, moderate or aggressive investors.
Target date funds are a type of asset allocation fund that is rebalanced over time to become more conservative as retirement approaches.
Target date funds invest in a wide variety of underlying funds to help reduce investment risk. So, in addition to the expenses of the target date funds, you pay a proportionate share of the expenses of the underlying funds. Target date funds are designed for people who plan to withdraw funds during or near a specific year. Like other funds, target date funds are subject to market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There is no guarantee that target date funds will provide enough income for retirement.
Do it myself
Build your own portfolio by understanding your risk tolerance and your plan’s investment options & performance.